Mike Ramirez

December in Washington — Time for a Seasonal Coverage Check! 🌧️🏔️

Rainy days, chilly mornings, and holiday plans are officially here. As the year winds down and schedules get busier, it’s the perfect time to make sure your insurance is ready for winter and the year ahead. 🎄✨

Here’s your December checklist:

🚗 Winter Roads & Holiday Travel Rain, early sunsets, and colder temps can make driving tricky. Let’s make sure your Car Insurance is ready for winter weather and any holiday road trips.

🏡 Cozy Indoors Season From decorating to hosting to tackling home projects before the new year, it’s a great moment to review your Homeowner’s Insurance and ensure everything inside stays protected.

🎓 Students Home for Winter Break College kids coming back for the holidays? Renters Insurance helps keep their belongings protected — whether they’re on campus or back home.

💼 Finishing the Year Strong Local business owners: as you wrap up Q4 and prep for 2026, let’s confirm your Business Insurance supports your goals for the new year.

❤️ Time With Loved Ones The holiday season is a great reminder to check in on your Life Insurance and help protect the people who matter most.

📍 Based in Everett, Mike Ramirez State Farm is here to keep you covered all season long—through holiday travel, family time, and everything December brings.🎄✨

As your local State Farm Insurance Agent, I am proud to protect Everett and the surrounding Snohomish County community. I was born and raised in Central Washington, in Yakima, WA. I joined the State Farm family in 2006 and later opened my Everett agency in 2014. We are passionate about protecting Everett, WA, Bothell, WA, Mill Creek, WA, Clearview, WA, and the surrounding Snohomish County communities. My agency handles everything from homeowners’ insurance and renters insurance to auto insurance, life insurance, business insurance and more—including financial services.

My agency is known for taking a holistic approach to insurance. We focus on the big picture – we want to help you comprehensively plan for your future, protect your loved ones, and accomplish your dreams. Above all, we value the relationships we build with our customers. I truly take the time to listen and connect with each person that walks through my door. We all have someone who we love and want to protect; we’re here to help you do just that. I have surrounded myself with a friendly, compassionate, and dedicated team of insurance professionals to help you build an insurance plan that protects the people and things that matter most.

I was married in 2020 to the love of my life and we recently just had our first child, our daughter in 2025. We are both huge dog lovers. Whether it be hiking, walking our dogs, or exploring nature, we enjoy spending time outdoors together. My Washington roots run deep. I grew up here, attended Pacific Lutheran University, and am now proud to protect and give back to my community. My team and I love meeting new people. Let us warmly welcome you to the Mike Ramirez State Farm family – we’re always ready to help you find the right home, renters, auto, life, or business insurance for your needs. My bilingual team can assist you in English or Spanish -- se habla espanol. Click, call, or come visit us at our Everett, WA office today.

FAQ’s

- Question: How long has Mike been involved with State Farm?

- Answer: Mike has over 20 years experience in the State Farm World!

-Question: Is this office able to help me with all kinds of insurance?

-Answer: Pretty much! We are able to help with auto, home, renter’s, life, business, recreational vehicle insurance, health insurance, and financial services. Call us if you have questions about a specific need!

-Question: What are some ways to get a discount on my insurance?

-Answer: We offer all kinds of discounts on insurance, but we’ll need to talk more to figure out which you qualify for. Give us a call or stop in and we can review what discounts you can get!